Processing an ACH Transaction
Clearent allows you to process an ACH transaction, submitting the transaction request and validating the payer's bank account information and transaction details. Also. you can monitor the transaction status to ensure successful completion or to identify any issues that may arise.
To process an ACH transaction using Clearent’s ACH Transaction API integration method:
Use the POST method for /rest/v2/ach/transactions endpoint to start the ACH transaction process. Refer to the following sample code for the request:
Calling the ach-transaction validates an authentication token.
Note: If an authentication token is expired or the signature does not match, the ach-transaction returns a 401-error code.
Calling the ach-transaction validates the request.
Calling the ach-transaction looks up real ACH data from the ach-vault if the ACH Account Number is an authentication token.
Calling the ach-transaction looks up the provider for the merchant if the provider is in the authentication token or associated with the provided API key.
Calling the ach-transaction routes to the appropriate provider for merchant.
Note: The ach-transaction returns the success and failure response.
Listening the ach-transaction-consumer stores the generated transaction ID and the relevant information in the database for future ACH transactions.
Listening the ach-status-consumer stores the generated transaction ID and the status of the ACH transactions in the database for ACH transactions that are in the queue.
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