Encryption

Clearent uses advanced encryption technologies to protect payment data during every stage of the transaction process. Encryption helps ensure that sensitive information is secure from the moment a transaction starts until it reaches its final destination.

How Encryption Works

Encryption is the process of converting sensitive information into unreadable code. Only authorized parties with a decryption key can unlock the data. This makes encrypted data useless to hackers if intercepted.

Step-by-Step Process

1. Transaction Start: The customer swipes, dips, keys, or taps their card on an encrypted device.

2. Data Encryption: The card data is instantly converted into an unreadable code before leaving the device.

3. Secure Transmission: The encrypted data is securely sent to Clearent's PCI-compliant data center.

4. Decryption: Once the data reaches Clearent, it is decrypted and sent to the bank for authorization.

PCI-validated Point-to-Point Encryption

Clearent’s PCI-validated Point-to-Point Encryption (P2PE) solution offers an extra layer of protection for card data in transit. P2PE encrypts data immediately when a card is swiped, dipped, keyed, or tapped and keeps it encrypted until it reaches Clearent's secure environment.

Benefits of PCI-Validated P2PE

• Reduced PCI Scope: Encrypted payment devices help businesses reduce their PCI DSS scope, simplifying compliance efforts.

• Simplified Compliance: Merchants using encrypted devices no longer need to conduct vulnerability scans or penetration tests.

• Faster PCI Self-Assessment: Merchants can complete the simplified SAQ P2PE form, reducing their questionnaire from over 80 questions to just 32.

By combining encryption with other security measures like Tokenization, Clearent helps businesses protect payment data, simplify compliance, and reduce security risks.

For more information about Encryption, see:

• PCI Tokenization vs Encryption
• Understanding Your P2PE Device
• Clearent's P2PE listing on the official PCI Security Standards Council's site