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    • Starting New Application
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      • Working with Cloud EMV
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    • JavaScript SDK
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  • Hosted Payments
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    • Working with Hosted Payments
      • Configuring the Pay Now Button
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    • Transaction Responses
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  • Mobile EMV SDK
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        • Clearent's iOS Framework for IDTech VP3300 - Pre-requisites
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        • Adding Clearent's iOS Framework into your iOS Application
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    • Working with Android Framework for IDTech VP3300
      • Configuring an Android Framework for your App
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      • Generating a Transaction Token for Manual card Entry
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  • ACH Transaction Integration
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    • Processing an ACH Transaction
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  • Working with the Merchant Portal
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  • Security Solutions
    • Overview
    • PCI Compliance
    • Tokenization
    • Encryption
    • Advanced Compliance & Security Measures & Programs
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© 2025 Clearent, LLC is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

On this page
  • How Encryption Works
  • Step-by-Step Process
  • PCI-validated Point-to-Point Encryption
  • Benefits of PCI-Validated P2PE

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  1. Security Solutions

Encryption

Clearent uses advanced encryption technologies to protect payment data during every stage of the transaction process. Encryption helps ensure that sensitive information is secure from the moment a transaction starts until it reaches its final destination.

How Encryption Works

Encryption is the process of converting sensitive information into unreadable code. Only authorized parties with a decryption key can unlock the data. This makes encrypted data useless to hackers if intercepted.

Step-by-Step Process

  1. Transaction Start: The customer swipes, dips, keys, or taps their card on an encrypted device.

  2. Data Encryption: The card data is instantly converted into an unreadable code before leaving the device.

  3. Secure Transmission: The encrypted data is securely sent to Clearent's PCI-compliant data center.

  4. Decryption: Once the data reaches Clearent, it is decrypted and sent to the bank for authorization.

PCI-validated Point-to-Point Encryption

Clearent’s PCI-validated Point-to-Point Encryption (P2PE) solution offers an extra layer of protection for card data in transit. P2PE encrypts data immediately when a card is swiped, dipped, keyed, or tapped and keeps it encrypted until it reaches Clearent's secure environment.

Benefits of PCI-Validated P2PE

  • Reduced PCI Scope: Encrypted payment devices help businesses reduce their PCI DSS scope, simplifying compliance efforts.

  • Simplified Compliance: Merchants using encrypted devices no longer need to conduct vulnerability scans or penetration tests.

  • Faster PCI Self-Assessment: Merchants can complete the simplified SAQ P2PE form, reducing their questionnaire from over 80 questions to just 32.

For more information about Encryption, see:

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Last updated 1 month ago

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By combining encryption with other security measures like , Clearent helps businesses protect payment data, simplify compliance, and reduce security risks.

Tokenization
PCI Tokenization vs Encryption
Understanding Your P2PE Device
Clearent's P2PE listing on the official PCI Security Standards Council's site