AVS Response Codes

Address Verification Service (AVS) is a fraud-prevention service that determines the match of a cardholder's address. AVS responses help you determine if a transaction is valid in card-not-present environments.

Response Code
Message

X

Match of address and 9-digit zip code

Y

Match of address and 5-digit zip code

W

Match of 9-digit zip code; address does not match

Z

Match of 5-digit zip code; address does not match

A

Address: Address Matches ZIP Does Not Match

N

No: Address and ZIP Do Not Match

G

Address information not verified

S

Service Not Supported: Issuer does not support address verification

U

Address information is unavailable

E

Error: Transaction ineligible for address verification

R

Retry: System Unavailable or Timeout

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