Advanced Compliance & Security Measures & Programs

Xplor Pay provides advanced security solutions to protect your business, simplify compliance, and minimize risks. Our comprehensive security programs include proactive monitoring, intelligent transaction controls, and easy-to-use compliance tools and protection programs.

Advanced Fraud Monitoring

Our fraud detection system continuously monitors transactions to identify suspicious activities. This proactive approach helps:

• Detect Fraud Early: Identifies and stops potential fraud before it impacts your business.

• Maintain Customer Trust: A secure payment process gives customers confidence in your business.

Duplicate Checking

Our duplicate checking feature helps prevent transaction errors by detecting and removing duplicate transactions before processing. Key features include:

• Advanced Detection: Smart algorithms to detect duplicates by comparing the last four card digits within a chosen time range. For more precise checks, invoice-based searching can compare both the last four digits and the invoice number.

• Real-Time Monitoring: Monitors transactions within a customizable time frame (1–60 minutes). If a duplicate is found, the system responds with either a 402 error or a 200 status with “Transaction Previously Approved.” Cloud-based devices always return a 200 status to confirm accurate detection.

DataGuardian Compliance Tool and Programs

DataGuardian simplifies PCI compliance and strengthens data security. Through its secure portal, you can:

• Complete your PCI self-assessment questionnaire.

• Schedule and run required vulnerability scans.

• Track your certification progress.

DataGuardian also includes comprehensive protection programs:

Data Breach Protection

Xplor Pay's Data Breach Protection Insurance Policy covers up to $150,000 in breach-related expenses. This includes:

• Hardware and software upgrades.

• Consumer notifications.

• Expert forensic guidance if a breach occurs.

Identity Protection and Restoration

Our identity protection services help business owners recover quickly from identity theft:

• Personal Identity Theft Insurance: Reimburses up to $1,000,000 for expenses related to restoring your identity.

• Personal Identity Restoration: Provides a dedicated Identity Theft Restoration Specialist to manage disputes, alerts, and fraudulent activities on your behalf.

For more information, see:

• Protect Payments

• PCI Compliance & Breach Insurance: DataGuardian Compliance & Security Program

• DataGuardian Data Breach Protection Insurance Polic