Generally, a hosted payments page is a web page your payments provider hosts for you. They aren’t hosting your payments page but rather a generic payments page that your website will use for the payments processing of your eCommerce store, shopping cart, or checkout page. In this case, your customers will come to your website, add products to their shopping cart, pay for their goods and get a confirmation of the completed sale and pending shipment.
The image below shows the typical flow when using a hosted payments page.
There are many benefits to using a hosted payments page:
- Reduced PCI scope
- Because you are not sending financial data to your server your PCI scope is greatly reduced.
- Ease of implementation
- Hosted payments pages generally offer much less coding and development time to start accepting payments. This allows you to start accepting payments much faster.
- Reduced development costs
- Because development and implementation time is reduced, so is the cost associated with developing a payments solution.